Tuesday, February 04, 2014 connect with us   HOME INVESTING & SAVINGS INSURANCE UTILITIES CAR WARRANTY       NEWS OF THE WEEK     Free Telegraph Investment and Tax Planning Seminars     If you haven't yet made the most of your annual allowances, you should act now or risk losing them forever.     READ MORE >           Why pay for funeral costs in advance?   Telegraph reader explains his reason for paying funeral costs with a funeral plan.   More >   Retiring this year?     Record annuity rates could benefit you.     More >     No end to higher energy bills     Suppliers suggest prices will continue to rise through to 2020.     More >